Medicare and DentalUnfortunately, routine dental care such as cleanings, fillings, tooth extractions, crowns, bridges and dentures have never been a part of Medicare.

Medicare’s dental benefits are limited to those that are medically necessary such as an exam prior to a kidney transplant or a heart valve replacement. Some dentistry related hospitalizations are also covered such as if you develop an infection after getting a tooth pulled.

You are generally responsible for the full amount of your dental care unless you have other dental insurance.

“Low” or sometimes “No” cost dental coverage is available to eligible seniors who join a Medicare sanctioned, state regulated fee for service plan that provides dental and medical assistance.  This is called a Medicare Advantage plan. A Medicare Advantage plan can include extras such as routine dental exams. These plans are run by private health insurance companies in accordance with federal guidelines.

Talk to your agent (like us!) to make sure that your plan includes coverage for all of your health care needs.

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